/* ============================================================
   AVASSA - Design System | Sapno Ka Finance Partner
   Premium Enterprise Financial Website
   ============================================================ */

/* Google Fonts */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&display=swap');

/* ============== CSS Variables / Design Tokens ============== */
:root {
    /* Primary Colors - from Logo */
    --primary: #1B1464;
    --primary-light: #2A2380;
    --primary-dark: #0F0B3D;
    --primary-rgb: 27, 20, 100;

    /* Accent Colors - Golden Amber from Logo */
    --accent: #ea580c;
    --accent-light: #f97316;
    --accent-dark: #c2410c;
    --accent-rgb: 234, 88, 12;

    /* Surface Colors */
    --surface-dark: #0A0A2E;
    --surface-light: #F8F9FD;
    --surface-card: #FFFFFF;
    --surface-glass: rgba(27, 20, 100, 0.06);

    /* Text Colors */
    --text-primary: #1A1A2E;
    --text-secondary: #6B7280;
    --text-muted: #9CA3AF;
    --text-white: #FFFFFF;
    --text-accent: #ea580c;

    /* Status Colors */
    --success: #10B981;
    --error: #EF4444;
    --warning: #F59E0B;
    --info: #3B82F6;

    /* Typography */
    --font-heading: 'Inter', sans-serif;
    --font-body: 'Plus Jakarta Sans', sans-serif;

    /* Spacing */
    --section-py: 100px;
    --container-max: 1280px;
    --container-px: 20px;

    /* Border Radius */
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    --radius-full: 9999px;

    /* Shadows */
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
    --shadow-md: 0 4px 14px rgba(0,0,0,0.1);
    --shadow-lg: 0 10px 40px rgba(0,0,0,0.12);
    --shadow-xl: 0 20px 60px rgba(0,0,0,0.15);
    --shadow-glow: 0 0 30px rgba(245, 166, 35, 0.3);
    --shadow-card: 0 8px 30px rgba(27, 20, 100, 0.08);

    /* Transitions */
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-slow: all 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ============== Reset & Base ============== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
    font-family: var(--font-body);
    color: var(--text-primary);
    background: var(--surface-light);
    line-height: 1.7;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
    -webkit-touch-callout: none !important;
    -webkit-user-select: none !important;
    -khtml-user-select: none !important;
    -moz-user-select: none !important;
    -ms-user-select: none !important;
    user-select: none !important;
    pointer-events: none !important;
    -webkit-user-drag: none !important;
}
a { text-decoration: none; color: inherit; transition: var(--transition); }
ul, ol { list-style: none; }

/* ============== Container ============== */
.container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 var(--container-px);
}

/* ============== Typography ============== */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    font-weight: 700;
    line-height: 1.2;
    color: var(--text-primary);
}

h1 { font-size: clamp(2.2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.8rem, 4vw, 2.8rem); }
h3 { font-size: clamp(1.4rem, 3vw, 2rem); }
h4 { font-size: clamp(1.1rem, 2vw, 1.4rem); }

.section-header {
    text-align: center;
    margin-bottom: 60px;
    position: relative;
}

.section-label {
    display: inline-block;
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--accent);
    text-transform: uppercase;
    letter-spacing: 3px;
    margin-bottom: 12px;
    position: relative;
    padding: 0 20px;
}

.section-label::before,
.section-label::after {
    content: '';
    position: absolute;
    top: 50%;
    width: 30px;
    height: 2px;
    background: var(--accent);
}

.section-label::before { left: -20px; }
.section-label::after { right: -20px; }

.section-title {
    font-size: clamp(1.8rem, 4vw, 2.8rem);
    font-weight: 800;
    margin-bottom: 16px;
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.section-title.white {
    background: linear-gradient(135deg, #fff 0%, #e0e0e0 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.section-subtitle {
    font-size: 1.1rem;
    color: var(--text-secondary);
    max-width: 650px;
    margin: 0 auto;
    line-height: 1.8;
}

/* ============== Buttons ============== */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 14px 32px;
    border-radius: var(--radius-full);
    font-family: var(--font-heading);
    font-weight: 600;
    font-size: 0.95rem;
    border: none;
    cursor: pointer;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
    z-index: 1;
}

.btn::before {
    content: '';
    position: absolute;
    inset: 0;
    border-radius: inherit;
    background: linear-gradient(135deg, rgba(255,255,255,0.15), transparent);
    opacity: 0;
    transition: var(--transition);
    z-index: -1;
}

.btn:hover::before { opacity: 1; }

.btn-primary {
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    color: #ffffff;
    box-shadow: 0 4px 15px rgba(245, 166, 35, 0.3);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(245, 166, 35, 0.5);
}

.btn-secondary {
    background: transparent;
    color: var(--text-white);
    border: 2px solid rgba(255,255,255,0.3);
    backdrop-filter: blur(10px);
}

.btn-secondary:hover {
    background: rgba(255,255,255,0.1);
    border-color: var(--accent);
    color: var(--accent);
    transform: translateY(-2px);
}

.btn-outline {
    background: transparent;
    color: var(--primary);
    border: 2px solid var(--primary);
}

.btn-outline:hover {
    background: var(--primary);
    color: white;
    transform: translateY(-2px);
}

.btn-sm { padding: 10px 24px; font-size: 0.85rem; }
.btn-lg { padding: 18px 40px; font-size: 1.05rem; }

/* ============== Preloader ============== */
.preloader {
    position: fixed;
    inset: 0;
    background: var(--surface-dark);
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 99999;
    transition: opacity 0.5s, visibility 0.5s;
}

.preloader.loaded { opacity: 0; visibility: hidden; }

.preloader-spinner {
    width: 50px;
    height: 50px;
    border: 3px solid rgba(245, 166, 35, 0.2);
    border-top-color: var(--accent);
    border-radius: 50%;
    animation: spin 0.8s linear infinite;
}

@keyframes spin { to { transform: rotate(360deg); } }

/* ============== Navbar ============== */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    padding: 14px 0;
    transition: var(--transition);
    background: white;
    border-bottom: 1px solid rgba(0,0,0,0.06);
}

.navbar.scrolled {
    background: white;
    backdrop-filter: blur(20px);
    padding: 10px 0;
    box-shadow: 0 2px 20px rgba(0,0,0,0.08);
}

.navbar .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.nav-logo img {
    height: 48px;
    transition: var(--transition);
}

.navbar.scrolled .nav-logo img { height: 40px; }

.nav-links {
    display: flex;
    align-items: center;
    gap: 5px;
}

.nav-links a {
    color: var(--text-primary);
    font-weight: 500;
    font-size: 0.92rem;
    padding: 8px 16px;
    border-radius: var(--radius-sm);
    position: relative;
    transition: var(--transition);
}

.nav-links a:hover,
.nav-links a.active {
    color: var(--accent);
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    width: 0;
    height: 2px;
    background: var(--accent);
    transition: var(--transition);
    transform: translateX(-50%);
}

.nav-links a:hover::after,
.nav-links a.active::after { width: 60%; }

.nav-cta .btn {
    padding: 10px 24px;
    font-size: 0.88rem;
}

.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    cursor: pointer;
    padding: 5px;
    z-index: 1001;
}

.nav-toggle span {
    width: 28px;
    height: 2.5px;
    background: var(--text-primary);
    border-radius: 2px;
    transition: var(--transition);
}

.nav-toggle.active span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.nav-toggle.active span:nth-child(2) { opacity: 0; }
.nav-toggle.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* Dark Navbar for internal pages with dark headers */
.navbar-dark {
    background: transparent;
    border-bottom: none;
}
.navbar-dark .nav-links a { color: rgba(255,255,255,0.85); }
.navbar-dark .nav-links a:hover,
.navbar-dark .nav-links a.active { color: var(--accent); }
.navbar-dark .nav-toggle span { background: white; }
.navbar-dark.scrolled { background: rgba(10, 10, 46, 0.95); }
.navbar-dark.scrolled .nav-links a { color: rgba(255,255,255,0.85); }
.navbar-dark .nav-logo img { filter: brightness(0) invert(1); }
.navbar-dark.scrolled .nav-logo img { filter: brightness(0) invert(1); }

/* ============== Hero ============== */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: linear-gradient(135deg, var(--surface-dark) 0%, var(--primary-dark) 50%, var(--primary) 100%);
    overflow: hidden;
}

.hero-bg-shapes {
    position: absolute;
    inset: 0;
    overflow: hidden;
    pointer-events: none;
}

.hero-bg-shapes .shape {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    opacity: 0.15;
}

.hero-bg-shapes .shape-1 {
    width: 500px; height: 500px;
    background: var(--accent);
    top: -100px; right: -100px;
    animation: float 15s ease-in-out infinite;
}

.hero-bg-shapes .shape-2 {
    width: 400px; height: 400px;
    background: var(--primary-light);
    bottom: -50px; left: -100px;
    animation: float 20s ease-in-out infinite reverse;
}

.hero-bg-shapes .shape-3 {
    width: 200px; height: 200px;
    background: var(--accent);
    top: 50%; left: 50%;
    animation: float 10s ease-in-out infinite 2s;
}

@keyframes float {
    0%, 100% { transform: translate(0, 0) scale(1); }
    25% { transform: translate(30px, -30px) scale(1.05); }
    50% { transform: translate(-20px, 20px) scale(0.95); }
    75% { transform: translate(10px, -10px) scale(1.02); }
}

.hero-grid {
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
    background-size: 60px 60px;
    pointer-events: none;
}

.hero .container {
    position: relative;
    z-index: 2;
}

.hero-content {
    max-width: 700px;
    padding: 120px 0 80px;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 20px;
    background: rgba(245, 166, 35, 0.15);
    border: 1px solid rgba(245, 166, 35, 0.3);
    border-radius: var(--radius-full);
    color: var(--accent);
    font-size: 0.85rem;
    font-weight: 600;
    margin-bottom: 24px;
    backdrop-filter: blur(10px);
}

.hero-title {
    font-size: clamp(2.5rem, 5.5vw, 4rem);
    font-weight: 900;
    color: white;
    margin-bottom: 20px;
    line-height: 1.1;
}

.hero-title span {
    background: linear-gradient(135deg, var(--accent), var(--accent-light));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-desc {
    font-size: 1.15rem;
    color: rgba(255,255,255,0.75);
    margin-bottom: 36px;
    line-height: 1.8;
    max-width: 550px;
}

.hero-buttons {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
}

.hero-stats {
    display: flex;
    gap: 40px;
    margin-top: 60px;
    padding-top: 40px;
    border-top: 1px solid rgba(255,255,255,0.1);
}

.hero-stat-item h3 {
    font-size: 2rem;
    font-weight: 800;
    color: var(--accent);
    margin-bottom: 4px;
}

.hero-stat-item p {
    font-size: 0.85rem;
    color: rgba(255,255,255,0.6);
    font-weight: 500;
}

/* ============== Hero Final ============== */
.hero-final {
    position: relative;
    background-color: #ffffff;
    background-image: radial-gradient(rgba(27, 20, 100, 0.06) 1.5px, transparent 1.5px);
    background-size: 24px 24px;
    background-position: 0 0;
    overflow: visible;
    min-height: auto;
    display: flex;
    align-items: center;
    padding-top: 100px; /* Reduced from 130px to perfectly tight layout spacing */
    padding-bottom: 85px;
}

.hero-final__container {
    position: relative;
    z-index: 3;
    width: 100%;
    max-width: 1600px;
    margin: 0 auto;
    padding: 0 80px;
}

@media (max-width: 1400px) {
    .hero-final__container {
        padding: 0 60px;
    }
}

@media (max-width: 1200px) {
    .hero-final__container {
        padding: 0 40px;
    }
}

@media (max-width: 768px) {
    .hero-final__container {
        padding: 0 20px;
    }
}

.hero-final__content-wrapper {
    position: relative;
    z-index: 3;
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    gap: 50px;
}

.hero-final__left {
    flex: 1.1;
    max-width: 680px;
    padding: 10px 0;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.hero-final__right {
    flex: 0.9;
    display: flex;
    justify-content: flex-end;
    align-items: center;
    z-index: 2;
}

.hero-final__right img {
    width: 100%;
    max-width: 650px;
    height: auto;
    object-fit: contain;
}

.hero-final__badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 7px 16px;
    background: #fff7ed;
    border: 1px solid #ffedd5;
    color: #ea580c;
    font-size: 0.78rem;
    font-weight: 700;
    letter-spacing: 0.5px;
    border-radius: var(--radius-full);
    margin-bottom: 14px;
    box-shadow: 0 2px 10px rgba(234, 88, 12, 0.05);
}

.hero-final__badge i {
    font-size: 0.75rem;
    color: #ea580c;
}

.hero-final__heading {
    font-size: clamp(2.4rem, 4.4vw, 3.5rem);
    font-weight: 900;
    color: #1b1464;
    line-height: 1.12;
    margin-bottom: 10px;
    letter-spacing: -1px;
    max-width: 580px;
}

.hero-final__heading span {
    color: #ea580c;
}

.hero-final__line {
    width: 50px;
    height: 3px;
    background: #ea580c;
    border-radius: 2px;
    margin: 10px 0 14px;
}

.hero-final__text {
    font-size: 1.02rem;
    color: #4b5563;
    line-height: 1.75;
    margin-bottom: 20px;
    max-width: 520px;
}

.hero-final__cta {
    display: flex;
    align-items: center;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 24px;
}

.hero-features-strip {
    display: flex;
    align-items: center;
    gap: 24px;
    margin-top: 35px;
    flex-wrap: wrap;
    width: 100%;
}

.hero-feature-item {
    display: flex;
    align-items: center;
    gap: 12px;
}

.hero-feature-icon {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.05rem;
    font-weight: 800;
    flex-shrink: 0;
    font-family: 'Inter', sans-serif;
}

.hero-feature-icon.icon-orange {
    background: #fff7ed;
    color: #ea580c;
    border: 1px solid #ffedd5;
}

.hero-feature-icon.icon-blue {
    background: #eff6ff;
    color: #1d4ed8;
    border: 1px solid #dbeafe;
}

.hero-feature-text {
    display: flex;
    flex-direction: column;
    line-height: 1.3;
}

.hero-feature-text strong {
    color: #1b1464;
    font-size: 0.88rem;
    font-weight: 800;
}

.hero-feature-text span {
    color: #4b5563;
    font-size: 0.78rem;
    font-weight: 600;
    white-space: nowrap;
}

.hero-feature-divider {
    width: 1px;
    height: 35px;
    background: rgba(27, 20, 100, 0.1);
}

@media (max-width: 1024px) {
    .hero-final__content-wrapper {
        flex-direction: column;
        gap: 40px;
        text-align: center;
    }
    .hero-final__left {
        max-width: 100%;
        align-items: center;
    }
    .hero-final__right {
        justify-content: center;
        width: 100%;
    }
    .hero-final__right img {
        max-width: 500px;
    }
    .hero-features-strip {
        justify-content: center;
        gap: 20px;
    }
    .hero-feature-divider {
        display: none;
    }
}

@media (max-width: 576px) {
    .hero-features-strip {
        flex-direction: column;
        align-items: flex-start;
        gap: 16px;
        padding-left: 20px;
    }
    .hero-feature-item {
        width: 100%;
    }
}

/* Dual Buttons */
.hf-btn-blue {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 12px 28px;
    background: #1b1464;
    color: #ffffff;
    font-weight: 700;
    font-size: 0.9rem;
    border-radius: var(--radius-full);
    transition: var(--transition);
    box-shadow: 0 4px 15px rgba(27, 20, 100, 0.3);
}

.hf-btn-blue:hover {
    background: #2a2380;
    transform: translateY(-3px);
    box-shadow: 0 8px 20px rgba(27, 20, 100, 0.4);
    color: #ffffff;
}

.hf-btn-white {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 12px 28px;
    background: transparent;
    color: #1b1464;
    font-weight: 700;
    font-size: 0.9rem;
    border: 2px solid #1b1464;
    border-radius: var(--radius-full);
    transition: var(--transition);
}

.hf-btn-white:hover {
    background: rgba(27, 20, 100, 0.05);
    transform: translateY(-3px);
    box-shadow: 0 4px 12px rgba(27, 20, 100, 0.08);
}

/* ============== Hero cards limited to left content side ============== */
.hero-cards {
    position: relative;
    width: 100%;
    max-width: 760px; /* Spans left content column beautifully */
    z-index: 10;
    margin-top: 25px;
    margin-bottom: -65px; /* Overlaps the bottom of the section beautifully */
    transition: var(--transition);
}

.hero-cards__wrapper {
    background: #ffffff;
    border-radius: 20px;
    box-shadow: 0 10px 30px rgba(27, 20, 100, 0.06);
    padding: 16px 24px; /* Highly compact padding to fit vertically */
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
    border: 1px solid rgba(27, 20, 100, 0.04);
}

.hero-card {
    display: flex;
    align-items: center;
    gap: 10px;
}

.hero-card__icon {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.05rem;
    flex-shrink: 0;
}

.hero-card__icon.icon-orange {
    background: #fff7ed;
    color: #ea580c;
    border: 1px solid #ffedd5;
}

.hero-card__icon.icon-blue {
    background: #eff6ff;
    color: #1d4ed8;
    border: 1px solid #dbeafe;
}

.hero-card__content {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.hero-card__content h3 {
    font-size: 0.85rem;
    font-weight: 800;
    color: #1b1464;
    margin: 0;
}

.hero-card__content p {
    font-size: 0.72rem;
    color: #6b7280;
    line-height: 1.3;
    margin: 0;
}

/* Home Navbar fluid enterprise alignment */
@media (min-width: 1025px) {
    .navbar .container {
        width: 92% !important;
        max-width: 1600px !important;
        padding: 0 !important;
    }
}

/* Hero Responsive Redesign */
@media (max-width: 1200px) {
    .hero-final__bg-img {
        width: 54%;
        object-position: right 18%;
    }
}

@media (max-width: 1024px) {
    .hero-final {
        min-height: auto;
        padding-top: 95px; /* Reduced from 125px */
        padding-bottom: 60px;
    }
    .hero-final__container {
        padding: 0 40px;
    }
    .hero-final__bg-img {
        width: 50%;
        object-position: right 18%;
        mask-image: linear-gradient(to right, transparent 0%, rgba(0, 0, 0, 0.05) 5%, rgba(0, 0, 0, 0.9) 30%, #000000 50%);
        -webkit-mask-image: linear-gradient(to right, transparent 0%, rgba(0, 0, 0, 0.05) 5%, rgba(0, 0, 0, 0.9) 30%, #000000 50%);
    }
    .hero-final__left {
        max-width: 600px;
    }
    .hero-cards {
        max-width: 600px;
    }
    .hero-cards__wrapper {
        grid-template-columns: repeat(2, 1fr);
        gap: 16px;
        padding: 20px;
    }
}

@media (max-width: 768px) {
    .hero-final {
        min-height: auto;
        padding-top: 90px; /* Reduced from 125px */
        padding-bottom: 60px;
        overflow: hidden;
    }
    .hero-final__container {
        padding: 0 20px;
    }
    .hero-final::before {
        content: '';
        position: absolute;
        inset: 0;
        background: rgba(255, 255, 255, 0.92);
        z-index: 2;
    }
    .hero-final__bg-img {
        width: 100%;
        object-position: center top;
        mask-image: none;
        -webkit-mask-image: none;
        z-index: 1;
    }
    .hero-final__left {
        max-width: 100%;
        padding: 30px 0 10px;
        position: relative;
        z-index: 3;
    }
    .hero-final__heading {
        font-size: 2rem;
        max-width: 100%;
    }
    .hero-final__text {
        max-width: 100%;
    }
    .hero-final__cta {
        flex-direction: column;
        align-items: stretch;
    }
    .hf-btn-blue, .hf-btn-white {
        justify-content: center;
        width: 100%;
    }
    .hero-cards {
        max-width: 100%;
        margin-top: 20px;
        margin-bottom: 0;
        z-index: 3;
    }
    .hero-cards__wrapper {
        grid-template-columns: 1fr;
        gap: 16px;
    }
}



/* ============== Section Styles ============== */
.section { padding: var(--section-py) 0; position: relative; }
.section-dark {
    background: linear-gradient(135deg, var(--surface-dark), var(--primary-dark));
    color: white;
}
.section-dark h2, .section-dark h3, .section-dark h4 { color: white; }
.section-dark .section-subtitle { color: rgba(255,255,255,0.7); }
.section-gradient {
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    color: white;
}
.section-accent {
    background: linear-gradient(135deg, var(--accent-dark), var(--accent));
}

/* ============== Cards ============== */
.card {
    background: var(--surface-card);
    border-radius: var(--radius-lg);
    padding: 32px;
    box-shadow: var(--shadow-card);
    transition: var(--transition);
    position: relative;
    overflow: hidden;
    border: 1px solid rgba(27, 20, 100, 0.06);
}

.card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
}

.card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary), var(--accent));
    opacity: 0;
    transition: var(--transition);
}

.card:hover::before { opacity: 1; }

.card-icon {
    width: 64px;
    height: 64px;
    border-radius: var(--radius-md);
    background: linear-gradient(135deg, rgba(27, 20, 100, 0.08), rgba(245, 166, 35, 0.08));
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    color: var(--primary);
    margin-bottom: 20px;
    transition: var(--transition);
}

.card:hover .card-icon {
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    color: white;
    transform: scale(1.1) rotate(5deg);
}

.card-title {
    font-size: 1.2rem;
    font-weight: 700;
    margin-bottom: 12px;
    color: var(--text-primary);
}

.card-text {
    color: var(--text-secondary);
    font-size: 0.95rem;
    line-height: 1.7;
    margin-bottom: 16px;
}

.card-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: var(--primary);
    font-weight: 600;
    font-size: 0.9rem;
}

.card-link:hover { color: var(--accent); gap: 10px; }

/* Glass Card */
.card-glass {
    background: rgba(255,255,255,0.05);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255,255,255,0.1);
    color: white;
}

.card-glass:hover {
    background: rgba(255,255,255,0.08);
    border-color: rgba(245, 166, 35, 0.3);
}

/* ============== Grid Layouts ============== */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 30px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.grid-5 { display: grid; grid-template-columns: repeat(5, 1fr); gap: 24px; }
.grid-6 { display: grid; grid-template-columns: repeat(6, 1fr); gap: 20px; }

/* ============== Stats Counter ============== */
.stats-section {
    background: linear-gradient(135deg, var(--surface-dark), var(--primary-dark));
    padding: 80px 0;
    position: relative;
    overflow: hidden;
}

.stats-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
    gap: 40px;
    position: relative;
    z-index: 2;
}

.stat-item {
    text-align: center;
    padding: 20px;
}

.stat-icon {
    font-size: 2rem;
    color: var(--accent);
    margin-bottom: 12px;
}

.stat-number {
    font-family: var(--font-heading);
    font-size: 2.8rem;
    font-weight: 900;
    color: white;
    line-height: 1;
    margin-bottom: 8px;
}

.stat-number span { color: var(--accent); }

.stat-label {
    font-size: 0.9rem;
    color: rgba(255,255,255,0.6);
    font-weight: 500;
}

/* ============== Process / How It Works ============== */
.process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
    position: relative;
}

.process-grid::before {
    content: '';
    position: absolute;
    top: 50px;
    left: 12.5%;
    right: 12.5%;
    height: 3px;
    background: linear-gradient(90deg, var(--primary), var(--accent));
    z-index: 0;
}

.process-step {
    text-align: center;
    position: relative;
    z-index: 1;
}

.process-number {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    color: white;
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    box-shadow: 0 8px 25px rgba(27, 20, 100, 0.3);
    transition: var(--transition);
}

.process-step:hover .process-number {
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    transform: scale(1.1);
    box-shadow: var(--shadow-glow);
}

.process-title {
    font-weight: 700;
    font-size: 1.05rem;
    margin-bottom: 8px;
}

.process-desc {
    font-size: 0.9rem;
    color: var(--text-secondary);
}

/* ============== Testimonials ============== */
.testimonial-card {
    background: rgba(255,255,255,0.05);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255,255,255,0.08);
    border-radius: var(--radius-lg);
    padding: 36px;
    position: relative;
}

.testimonial-quote {
    font-size: 3rem;
    color: var(--accent);
    opacity: 0.3;
    line-height: 1;
    margin-bottom: 16px;
}

.testimonial-text {
    font-size: 1.05rem;
    color: rgba(255,255,255,0.85);
    line-height: 1.8;
    margin-bottom: 24px;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 14px;
}

.testimonial-avatar {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-weight: 700;
    font-size: 1.2rem;
}

.testimonial-name {
    font-weight: 700;
    color: white;
    font-size: 1rem;
}

.testimonial-role {
    font-size: 0.85rem;
    color: rgba(255,255,255,0.5);
}

.testimonial-stars { color: var(--accent); margin-bottom: 8px; }

/* ============== Team Section ============== */
.team-card {
    text-align: center;
    background: white;
    border-radius: var(--radius-lg);
    padding: 30px 20px;
    box-shadow: var(--shadow-card);
    transition: var(--transition);
    border: 1px solid rgba(27,20,100,0.05);
}

.team-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-xl);
}

.team-avatar {
    width: 100px;
    height: 100px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px;
    font-size: 2.2rem;
    color: white;
    box-shadow: 0 8px 25px rgba(27, 20, 100, 0.2);
    transition: var(--transition);
    overflow: hidden;
}

.team-avatar img { width: 100%; height: 100%; object-fit: cover; }

.team-card:hover .team-avatar { transform: scale(1.1); box-shadow: var(--shadow-glow); }

.team-name {
    font-size: 1.1rem;
    font-weight: 700;
    margin-bottom: 4px;
}

.team-designation {
    font-size: 0.85rem;
    color: var(--accent);
    font-weight: 600;
    margin-bottom: 12px;
}

.team-social {
    display: flex;
    justify-content: center;
    gap: 10px;
}

.team-social a {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: var(--surface-light);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary);
    font-size: 0.85rem;
    transition: var(--transition);
}

.team-social a:hover {
    background: var(--primary);
    color: white;
    transform: translateY(-3px);
}

/* ============== CEO Section ============== */
.ceo-section {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 60px;
    align-items: center;
}

.ceo-image-wrap {
    position: relative;
}

.ceo-image {
    width: 100%;
    max-width: 400px;
    aspect-ratio: 3/4;
    border-radius: var(--radius-xl);
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 5rem;
    color: white;
    overflow: hidden;
    box-shadow: var(--shadow-xl);
    position: relative;
}

.ceo-image img { width: 100%; height: 100%; object-fit: cover; }

.ceo-image-wrap::after {
    content: '';
    position: absolute;
    top: 20px;
    left: 20px;
    right: -20px;
    bottom: -20px;
    border: 3px solid var(--accent);
    border-radius: var(--radius-xl);
    z-index: -1;
    opacity: 0.3;
}

.ceo-info h3 { font-size: 1.8rem; margin-bottom: 4px; }
.ceo-info .designation { color: var(--accent); font-weight: 600; font-size: 1.1rem; margin-bottom: 24px; }
.ceo-message { font-size: 1.05rem; color: var(--text-secondary); line-height: 1.9; }
.ceo-message p { margin-bottom: 16px; }

/* ============== Partners Carousel ============== */
.partners-track {
    display: flex;
    gap: 50px;
    animation: scroll-infinite 30s linear infinite;
    width: max-content;
}

.partners-track:hover { animation-play-state: paused; }

@keyframes scroll-infinite {
    0% { transform: translateX(0); }
    100% { transform: translateX(-50%); }
}

.partner-logo {
    height: 50px;
    padding: 10px 25px;
    background: rgba(255,255,255,0.08);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    white-space: nowrap;
    font-weight: 600;
    font-size: 0.85rem;
    color: rgba(255,255,255,0.6);
    border: 1px solid rgba(255,255,255,0.08);
    transition: var(--transition);
    flex-shrink: 0;
}

.partner-logo:hover {
    background: rgba(255,255,255,0.12);
    border-color: var(--accent);
    color: white;
}

.partner-logo-light {
    background: white;
    color: var(--text-primary);
    border: 1px solid rgba(27,20,100,0.1);
    box-shadow: var(--shadow-sm);
}

.partner-logo-light:hover {
    border-color: var(--accent);
    box-shadow: var(--shadow-md);
}

.partners-overflow {
    overflow: hidden;
    mask-image: linear-gradient(90deg, transparent, black 10%, black 90%, transparent);
    -webkit-mask-image: linear-gradient(90deg, transparent, black 10%, black 90%, transparent);
}

/* ============== CTA Section ============== */
.cta-section {
    background: linear-gradient(135deg, var(--primary-dark), var(--primary), var(--primary-light));
    padding: 80px 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.cta-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 400px;
    height: 400px;
    background: var(--accent);
    border-radius: 50%;
    filter: blur(120px);
    opacity: 0.15;
}

.cta-title {
    font-size: clamp(1.8rem, 4vw, 2.5rem);
    color: white;
    font-weight: 800;
    margin-bottom: 16px;
}

.cta-desc {
    color: rgba(255,255,255,0.7);
    font-size: 1.1rem;
    margin-bottom: 32px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

/* ============== Newsletter ============== */
.newsletter-form {
    display: flex;
    max-width: 500px;
    margin: 0 auto;
    gap: 0;
    background: rgba(255,255,255,0.1);
    border-radius: var(--radius-full);
    padding: 5px;
    border: 1px solid rgba(255,255,255,0.2);
}

.newsletter-form input {
    flex: 1;
    border: none;
    background: transparent;
    padding: 14px 24px;
    color: white;
    font-size: 0.95rem;
    font-family: var(--font-body);
    outline: none;
}

.newsletter-form input::placeholder { color: rgba(255,255,255,0.5); }

.newsletter-form button {
    padding: 14px 28px;
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    border: none;
    border-radius: var(--radius-full);
    color: var(--text-primary);
    font-weight: 700;
    cursor: pointer;
    transition: var(--transition);
    font-family: var(--font-heading);
    white-space: nowrap;
}

.newsletter-form button:hover { transform: scale(1.05); box-shadow: var(--shadow-glow); }

/* ============== Footer ============== */
.footer {
    background: var(--surface-dark);
    color: rgba(255,255,255,0.7);
    padding: 80px 0 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 50px;
    padding-bottom: 60px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand p {
    margin: 16px 0 24px;
    font-size: 0.95rem;
    line-height: 1.8;
}

.footer-social {
    display: flex;
    gap: 12px;
}

.footer-social a {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: rgba(255,255,255,0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(255,255,255,0.6);
    transition: var(--transition);
}

.footer-social a:hover {
    background: var(--accent);
    color: var(--text-primary);
    transform: translateY(-3px);
}

.footer-title {
    color: white;
    font-size: 1.1rem;
    font-weight: 700;
    margin-bottom: 24px;
    position: relative;
    padding-bottom: 12px;
}

.footer-title::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 40px;
    height: 3px;
    background: var(--accent);
    border-radius: 2px;
}

.footer-links li { margin-bottom: 12px; }

.footer-links a {
    color: rgba(255,255,255,0.6);
    font-size: 0.92rem;
    transition: var(--transition);
}

.footer-links a:hover { color: var(--accent); padding-left: 6px; }

.footer-contact li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 16px;
    font-size: 0.92rem;
}

.footer-contact i { color: var(--accent); margin-top: 4px; }

.footer-bottom {
    padding: 24px 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.85rem;
}

.footer-bottom a { color: var(--accent); }
.footer-bottom a:hover { text-decoration: underline; }

/* ============== Page Header (Internal Pages) ============== */
.page-header {
    background: linear-gradient(135deg, #070b1e 0%, #0d153a 60%, #070b1e 100%);
    padding: 180px 0 120px;
    text-align: center;
    position: relative;
    overflow: hidden;
    clip-path: polygon(0 0, 100% 0, 100% 88%, 50% 98%, 0 88%);
}

/* Faint orange glow on the right */
.page-header::before {
    content: '';
    position: absolute;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(234, 88, 12, 0.12) 0%, rgba(37, 99, 235, 0.08) 50%, transparent 70%);
    top: -150px;
    right: -100px;
    pointer-events: none;
    z-index: 1;
}

.page-header h1 {
    color: white;
    font-size: clamp(2.5rem, 5vw, 3.8rem);
    font-weight: 900;
    margin-bottom: 16px;
    position: relative;
    z-index: 2;
    letter-spacing: -0.5px;
}

.page-header h1 span {
    color: #ea580c !important;
}

.page-header .breadcrumb {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 10px;
    font-size: 1.05rem;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.8);
    position: relative;
    z-index: 2;
}

.page-header .breadcrumb a {
    color: #ea580c !important;
    text-decoration: none;
    transition: all 0.3s ease;
}

.page-header .breadcrumb a:hover {
    color: #ff781f !important;
}

.page-header .breadcrumb span {
    color: rgba(255, 255, 255, 0.4);
}

.page-header .breadcrumb span:last-child {
    color: rgba(255, 255, 255, 0.8);
}

/* ============== Accordion / FAQ ============== */
.accordion-item {
    background: white;
    border-radius: var(--radius-md);
    margin-bottom: 12px;
    box-shadow: var(--shadow-sm);
    border: 1px solid rgba(27,20,100,0.06);
    overflow: hidden;
    transition: var(--transition);
}

.accordion-item:hover { box-shadow: var(--shadow-md); }

.accordion-header {
    padding: 20px 24px;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-weight: 600;
    font-size: 1rem;
    color: var(--text-primary);
    transition: var(--transition);
}

.accordion-header:hover { color: var(--primary); }

.accordion-header i {
    transition: var(--transition);
    color: var(--accent);
    font-size: 0.85rem;
}

.accordion-item.active .accordion-header { color: var(--primary); }
.accordion-item.active .accordion-header i { transform: rotate(180deg); }

.accordion-body {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease;
}

.accordion-content {
    padding: 0 24px 20px;
    color: var(--text-secondary);
    line-height: 1.8;
    font-size: 0.95rem;
}

/* ============== Forms ============== */
.form-group { margin-bottom: 20px; }

.form-group label {
    display: block;
    font-weight: 600;
    font-size: 0.9rem;
    color: var(--text-primary);
    margin-bottom: 8px;
}

.form-control {
    width: 100%;
    padding: 14px 18px;
    border: 2px solid rgba(27, 20, 100, 0.1);
    border-radius: var(--radius-md);
    font-family: var(--font-body);
    font-size: 0.95rem;
    transition: var(--transition);
    background: white;
    color: var(--text-primary);
}

.form-control:focus {
    outline: none;
    border-color: var(--primary);
    box-shadow: 0 0 0 4px rgba(27, 20, 100, 0.1);
}

textarea.form-control { min-height: 130px; resize: vertical; }

select.form-control {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%236B7280' d='M6 8L1 3h10z'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 16px center;
    padding-right: 40px;
}

/* ============== Calculator Styles ============== */
.calculator-card {
    background: white;
    border-radius: var(--radius-xl);
    padding: 40px;
    box-shadow: var(--shadow-lg);
    border: 1px solid rgba(27,20,100,0.06);
}

.range-slider {
    width: 100%;
    -webkit-appearance: none;
    height: 6px;
    border-radius: 3px;
    background: linear-gradient(90deg, var(--primary) 0%, var(--accent) 100%);
    outline: none;
    margin: 10px 0;
}

.range-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--primary);
    border: 3px solid white;
    box-shadow: 0 2px 8px rgba(0,0,0,0.2);
    cursor: pointer;
    transition: var(--transition);
}

.range-slider::-webkit-slider-thumb:hover {
    transform: scale(1.2);
    background: var(--accent);
}

.calc-result {
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    border-radius: var(--radius-lg);
    padding: 30px;
    text-align: center;
    color: white;
    margin-top: 20px;
}

.calc-result h3 {
    color: rgba(255,255,255,0.7);
    font-size: 0.9rem;
    font-weight: 500;
    margin-bottom: 8px;
}

.calc-result .amount {
    font-size: 2.5rem;
    font-weight: 900;
    color: var(--accent);
}

/* ============== Blog Cards ============== */
.blog-card {
    background: white;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-card);
    transition: var(--transition);
    border: 1px solid rgba(27,20,100,0.05);
}

.blog-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-xl); }

.blog-card-image {
    height: 220px;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    position: relative;
    overflow: hidden;
}

.blog-card-image img { width: 100%; height: 100%; object-fit: cover; transition: var(--transition); }
.blog-card:hover .blog-card-image img { transform: scale(1.05); }

.blog-card-category {
    position: absolute;
    top: 16px;
    left: 16px;
    padding: 4px 14px;
    background: var(--accent);
    color: var(--text-primary);
    font-size: 0.75rem;
    font-weight: 700;
    border-radius: var(--radius-full);
    text-transform: uppercase;
}

.blog-card-body { padding: 24px; }
.blog-card-date { font-size: 0.8rem; color: var(--text-muted); margin-bottom: 8px; }
.blog-card-title { font-size: 1.15rem; font-weight: 700; margin-bottom: 10px; line-height: 1.4; }
.blog-card-title a:hover { color: var(--primary); }
.blog-card-excerpt { font-size: 0.9rem; color: var(--text-secondary); line-height: 1.7; margin-bottom: 16px; }

/* ============== Cookie Consent ============== */
.cookie-banner {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: var(--surface-dark);
    padding: 24px;
    z-index: 9999;
    box-shadow: 0 -4px 30px rgba(0,0,0,0.2);
    transform: translateY(100%);
    transition: var(--transition-slow);
    border-top: 2px solid var(--accent);
}

.cookie-banner.show { transform: translateY(0); }

.cookie-content {
    max-width: 1280px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.cookie-text {
    color: rgba(255,255,255,0.8);
    font-size: 0.9rem;
    line-height: 1.6;
}

.cookie-text a { color: var(--accent); text-decoration: underline; }

.cookie-buttons {
    display: flex;
    gap: 12px;
    flex-shrink: 0;
}

/* ============== Back to Top ============== */
.back-to-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 48px;
    height: 48px;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    color: white;
    border: none;
    border-radius: 50%;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
    z-index: 999;
    box-shadow: 0 4px 15px rgba(27, 20, 100, 0.3);
}

.back-to-top.show { opacity: 1; visibility: visible; }
.back-to-top:hover { transform: translateY(-3px); background: linear-gradient(135deg, var(--accent), var(--accent-dark)); }

/* ============== WhatsApp Float ============== */
.whatsapp-float {
    position: fixed;
    bottom: 90px;
    right: 30px;
    width: 56px;
    height: 56px;
    background: #25D366;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.8rem;
    z-index: 998;
    box-shadow: 0 4px 20px rgba(37, 211, 102, 0.4);
    transition: var(--transition);
    animation: pulse-wa 2s infinite;
}

.whatsapp-float:hover { transform: scale(1.1); box-shadow: 0 8px 30px rgba(37, 211, 102, 0.5); }

@keyframes pulse-wa {
    0%, 100% { box-shadow: 0 0 0 0 rgba(37, 211, 102, 0.4); }
    50% { box-shadow: 0 0 0 15px rgba(37, 211, 102, 0); }
}

/* ============== Lead Modal ============== */
.modal-overlay {
    position: fixed;
    inset: 0;
    background: rgba(0,0,0,0.6);
    backdrop-filter: blur(8px);
    z-index: 10000;
    display: none;
    align-items: center;
    justify-content: center;
    padding: 20px;
}

.modal-overlay.show { display: flex; }

.modal-box {
    background: white;
    border-radius: var(--radius-xl);
    padding: 40px;
    max-width: 500px;
    width: 100%;
    position: relative;
    animation: modalIn 0.3s ease;
}

@keyframes modalIn {
    from { opacity: 0; transform: scale(0.9) translateY(20px); }
    to { opacity: 1; transform: scale(1) translateY(0); }
}

.modal-close {
    position: absolute;
    top: 16px;
    right: 16px;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    border: none;
    background: var(--surface-light);
    cursor: pointer;
    font-size: 1.2rem;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
}

.modal-close:hover { background: var(--error); color: white; }

/* ============== Scroll Animations ============== */
.animate-on-scroll {
    opacity: 0;
    transform: translateY(40px);
    transition: all 0.7s cubic-bezier(0.4, 0, 0.2, 1);
}

.animate-on-scroll.animate-in {
    opacity: 1;
    transform: translateY(0);
}

.animate-delay-1 { transition-delay: 0.1s; }
.animate-delay-2 { transition-delay: 0.2s; }
.animate-delay-3 { transition-delay: 0.3s; }
.animate-delay-4 { transition-delay: 0.4s; }
.animate-delay-5 { transition-delay: 0.5s; }
.animate-delay-6 { transition-delay: 0.6s; }

.animate-fade-left {
    opacity: 0;
    transform: translateX(-40px);
    transition: all 0.7s cubic-bezier(0.4, 0, 0.2, 1);
}

.animate-fade-right {
    opacity: 0;
    transform: translateX(40px);
    transition: all 0.7s cubic-bezier(0.4, 0, 0.2, 1);
}

.animate-fade-left.animate-in,
.animate-fade-right.animate-in {
    opacity: 1;
    transform: translateX(0);
}

.animate-scale {
    opacity: 0;
    transform: scale(0.8);
    transition: all 0.7s cubic-bezier(0.4, 0, 0.2, 1);
}

.animate-scale.animate-in { opacity: 1; transform: scale(1); }

/* ============== Responsive ============== */
@media (max-width: 1024px) {
    .grid-4 { grid-template-columns: repeat(2, 1fr); }
    .grid-5, .grid-6 { grid-template-columns: repeat(3, 1fr); }
    .footer-grid { grid-template-columns: repeat(2, 1fr); }
    .ceo-section { grid-template-columns: 1fr; }
    .process-grid { grid-template-columns: repeat(2, 1fr); }
    .process-grid::before { display: none; }
}

@media (max-width: 768px) {
    :root { --section-py: 60px; }

    .nav-links {
        position: fixed;
        top: 0;
        right: -100%;
        width: 80%;
        max-width: 350px;
        height: 100vh;
        background: var(--surface-dark);
        flex-direction: column;
        padding: 100px 30px 30px;
        transition: var(--transition-slow);
        z-index: 999;
        gap: 0;
    }

    .nav-links.active { right: 0; }

    .nav-links a {
        display: block;
        padding: 14px 16px;
        border-bottom: 1px solid rgba(255,255,255,0.05);
        width: 100%;
    }

    .nav-toggle { display: flex; }
    .nav-cta { display: none; }

    .hero-content { padding: 130px 0 60px; }
    .hero-title { font-size: 2.2rem; }
    .hero-stats { flex-wrap: wrap; gap: 20px; }
    .hero-stat-item { flex: 1; min-width: 120px; }
    .hero-buttons { flex-direction: column; }

    .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
    .grid-5, .grid-6 { grid-template-columns: repeat(2, 1fr); }

    .footer-grid { grid-template-columns: 1fr; gap: 30px; }
    .footer-bottom { flex-direction: column; gap: 12px; text-align: center; }

    .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 20px; }
    .stat-number { font-size: 2rem; }

    .process-grid { grid-template-columns: 1fr 1fr; }

    .cookie-content { flex-direction: column; text-align: center; }

    .ceo-section { gap: 30px; }
    .ceo-image { max-width: 280px; margin: 0 auto; }
}

@media (max-width: 480px) {
    .grid-5, .grid-6 { grid-template-columns: 1fr; }
    .stats-grid { grid-template-columns: 1fr 1fr; }
    .newsletter-form { flex-direction: column; border-radius: var(--radius-md); }
    .newsletter-form input { text-align: center; }
    .hero-stat-item { text-align: center; }
}

/* ============== Utilities ============== */
.text-center { text-align: center; }
.text-accent { color: var(--accent); }
.text-primary { color: var(--primary); }
.text-white { color: white; }
.mb-0 { margin-bottom: 0; }
.mb-1 { margin-bottom: 8px; }
.mb-2 { margin-bottom: 16px; }
.mb-3 { margin-bottom: 24px; }
.mb-4 { margin-bottom: 32px; }
.mb-5 { margin-bottom: 48px; }
.mt-3 { margin-top: 24px; }
.mt-4 { margin-top: 32px; }
.mt-5 { margin-top: 48px; }
.pt-0 { padding-top: 0; }
.pb-0 { padding-bottom: 0; }
.d-flex { display: flex; }
.gap-2 { gap: 16px; }
.gap-3 { gap: 24px; }
.flex-wrap { flex-wrap: wrap; }
.align-center { align-items: center; }
.justify-center { justify-content: center; }
.justify-between { justify-content: space-between; }
.w-100 { width: 100%; }
.position-relative { position: relative; }
.overflow-hidden { overflow: hidden; }



/* ============== Section 2: About Us Redesign ============== */
#about-preview {
    padding-top: var(--section-py);
    padding-bottom: calc(var(--section-py) + 35px); /* Guaranteed 35px extra bottom padding to prevent CTA cutoff */
}

.about-preview-grid {
    display: grid;
    grid-template-columns: 1fr 1.15fr;
    gap: 60px;
    align-items: center;
}

.section-label-about {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.82rem;
    font-weight: 800;
    color: var(--accent);
    text-transform: uppercase;
    letter-spacing: 2px;
    margin-bottom: 12px;
}

.section-label-about::before,
.section-label-about::after {
    content: '—';
    font-weight: 800;
    color: var(--accent);
}

.about-line {
    width: 60px;
    height: 4px;
    background: linear-gradient(90deg, var(--primary) 0%, #3b82f6 100%);
    border-radius: 2px;
    margin: 14px 0 20px;
}

.about-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
    margin-bottom: 32px;
}

.about-grid-card {
    background: #ffffff;
    border-radius: 14px;
    padding: 14px 20px;
    display: flex;
    align-items: center;
    gap: 14px;
    box-shadow: 0 4px 15px rgba(27, 20, 100, 0.02);
    border: 1px solid rgba(27, 20, 100, 0.03);
    transition: var(--transition);
}

.about-grid-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(27, 20, 100, 0.06);
    border-color: rgba(234, 88, 12, 0.15);
}

.about-grid-card__icon {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: #eff6ff;
    color: #1b1464;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    flex-shrink: 0;
    transition: var(--transition);
    border: 1px solid rgba(27, 20, 100, 0.03);
}

.about-grid-card:hover .about-grid-card__icon {
    background: var(--accent);
    color: #ffffff;
    border-color: var(--accent);
}

.about-grid-card__content h4 {
    font-size: 0.95rem;
    font-weight: 800;
    color: var(--primary);
    margin: 0 0 2px 0;
}

.about-grid-card__content p {
    font-size: 0.78rem;
    color: var(--text-secondary);
    margin: 0;
}

.about-btn-blue {
    display: inline-flex;
    align-items: center;
    gap: 14px;
    padding: 13px 30px;
    background: var(--primary);
    color: #ffffff;
    font-family: var(--font-heading);
    font-weight: 700;
    font-size: 0.92rem;
    border-radius: var(--radius-full);
    transition: var(--transition);
    box-shadow: 0 4px 15px rgba(27, 20, 100, 0.25);
}

.about-btn-blue:hover {
    background: var(--primary-light);
    color: #ffffff;
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(27, 20, 100, 0.35);
}

.about-btn-blue__arrow {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: #ffffff;
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
    transition: var(--transition);
}

.about-btn-blue:hover .about-btn-blue__arrow {
    transform: translateX(4px);
    background: var(--accent);
    color: #ffffff;
}

.about-card-wrap {
    position: relative;
    width: 100%;
}

.about-card-inner {
    background: #ffffff;
    border-radius: 24px;
    overflow: hidden;
    box-shadow: var(--shadow-xl);
    border: 1px solid rgba(27, 20, 100, 0.04);
    transition: var(--transition);
}

.about-card-inner:hover {
    transform: translateY(-6px);
    box-shadow: 0 25px 55px rgba(27, 20, 100, 0.15);
}

.about-card-img-container {
    width: 100%;
    aspect-ratio: 16/9.5;
    overflow: hidden;
    position: relative;
}

.about-card-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition-slow);
}

.about-card-inner:hover .about-card-img {
    transform: scale(1.04);
}

.about-card-stats-bar {
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
    padding: 22px 14px;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 8px;
    border-top: 1px solid rgba(255, 255, 255, 0.06);
    text-align: center;
}

.about-stat-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    position: relative;
}

.about-stat-item:not(:last-child)::after {
    content: '';
    position: absolute;
    top: 20%;
    right: -4px;
    width: 1px;
    height: 60%;
    background: rgba(255, 255, 255, 0.1);
}

.about-stat-icon {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.08);
    color: var(--accent);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.9rem;
    margin-bottom: 8px;
    transition: var(--transition);
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.about-card-inner:hover .about-stat-icon {
    background: var(--accent);
    color: #ffffff;
    border-color: var(--accent);
    transform: scale(1.1) rotate(6deg);
}

.about-stat-number {
    font-family: var(--font-heading);
    font-size: 1.45rem;
    font-weight: 900;
    color: #ffffff;
    line-height: 1;
    margin-bottom: 5px;
}

.about-stat-label {
    font-size: 0.65rem;
    font-weight: 500;
    color: rgba(255, 255, 255, 0.65);
    line-height: 1.35;
}

/* ============== About Us Responsive Redesign ============== */
@media (max-width: 1024px) {
    .about-preview-grid {
        grid-template-columns: 1fr;
        gap: 50px;
    }
}

@media (max-width: 768px) {
    .about-grid {
        grid-template-columns: 1fr;
    }
    .about-card-stats-bar {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
        padding: 24px;
    }
    .about-stat-item:not(:last-child)::after {
        display: none;
    }
}

/* ============== Section 4: Loan Services Redesign ============== */
.section-label-loan {
    display: inline-block;
    font-size: 0.82rem;
    font-weight: 800;
    color: var(--accent);
    text-transform: uppercase;
    letter-spacing: 2px;
    margin-bottom: 8px;
    position: relative;
    padding: 0 16px;
}

.section-label-loan::before,
.section-label-loan::after {
    content: '—';
    font-weight: 800;
    color: var(--accent);
    margin: 0 6px;
}

.loan-header-line {
    width: 60px;
    height: 4px;
    background: var(--primary);
    border-radius: 2px;
    margin: 14px auto 20px;
}

.loans-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    margin-top: 20px;
}

.loan-card-mock {
    background: #ffffff;
    border-radius: 16px;
    padding: 20px 22px;
    border: 1px solid rgba(27, 20, 100, 0.05);
    box-shadow: 0 4px 20px rgba(27, 20, 100, 0.02);
    display: flex;
    flex-direction: column;
    position: relative;
    transition: var(--transition);
}

.loan-card-mock:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 28px rgba(27, 20, 100, 0.07);
    border-color: rgba(234, 88, 12, 0.15);
}

.loan-card-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 12px;
}

.loan-card-icon-wrap {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: #eff6ff;
    color: #1b1464;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.05rem;
    flex-shrink: 0;
    border: 1px solid rgba(27, 20, 100, 0.04);
}

.loan-card-header h3 {
    font-size: 1.12rem;
    font-weight: 800;
    color: var(--primary);
    margin: 0;
}

.loan-card-desc {
    font-size: 0.82rem;
    color: var(--text-secondary);
    line-height: 1.45;
    margin-bottom: 12px;
    flex-grow: 1;
}

.loan-card-details {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 4px;
    padding: 10px 0;
    border-top: 1px solid rgba(27, 20, 100, 0.06);
    border-bottom: 1px solid rgba(27, 20, 100, 0.06);
    margin-bottom: 12px;
    text-align: center;
}

.loan-detail-item {
    position: relative;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.loan-detail-item:not(:last-child)::after {
    content: '';
    position: absolute;
    top: 15%;
    right: -2px;
    width: 1px;
    height: 70%;
    background: rgba(27, 20, 100, 0.08);
}

.loan-detail-label {
    font-size: 0.68rem;
    color: var(--text-muted);
    font-weight: 500;
    margin-bottom: 2px;
}

.loan-detail-value {
    font-size: 0.86rem;
    font-weight: 800;
    color: #2563eb;
}

.loan-card-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: var(--primary);
    font-weight: 700;
    font-size: 0.82rem;
    transition: var(--transition);
    align-self: flex-start;
}

.loan-card-link:hover {
    color: var(--accent);
}

.loan-card-link i {
    font-size: 0.75rem;
    transition: var(--transition);
}

.loan-card-link:hover i {
    transform: translateX(3px);
}

/* Most Popular Highlighted Card Styling */
.loan-card-mock--popular {
    border: 2px solid var(--primary);
    box-shadow: 0 8px 28px rgba(27, 20, 100, 0.1);
}

.loan-card-mock--popular::before {
    content: '';
    position: absolute;
    inset: 0;
    border-radius: 14px;
    background: linear-gradient(135deg, rgba(27,20,100,0.02) 0%, rgba(245,166,35,0.01) 100%);
    pointer-events: none;
}

.popular-badge {
    position: absolute;
    top: -11px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--primary);
    color: #ffffff;
    font-size: 0.65rem;
    font-weight: 800;
    letter-spacing: 1px;
    padding: 4px 12px;
    border-radius: var(--radius-full);
    white-space: nowrap;
    box-shadow: 0 3px 8px rgba(27, 20, 100, 0.2);
    display: flex;
    align-items: center;
    gap: 4px;
    z-index: 10;
}

.popular-badge i {
    color: #f5a623;
}

.popular-btn-blue {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 8px 16px;
    background: var(--primary);
    color: #ffffff;
    font-family: var(--font-heading);
    font-weight: 700;
    font-size: 0.82rem;
    border-radius: 8px;
    transition: var(--transition);
    box-shadow: 0 4px 12px rgba(27, 20, 100, 0.15);
    text-align: center;
}

.popular-btn-blue:hover {
    background: var(--primary-light);
    color: #ffffff;
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(27, 20, 100, 0.25);
}

.popular-btn-blue i {
    font-size: 0.75rem;
    transition: var(--transition);
}

.popular-btn-blue:hover i {
    transform: translateX(3px);
}

/* Why Choose Avassa? Card Styling */
.choose-avassa-card {
    grid-column: span 1;
    background: #ffffff;
    border-radius: 16px;
    overflow: hidden;
}

.choose-avassa-card__inner {
    display: flex;
    flex-direction: column;
    height: 100%;
}

.choose-avassa-card__content {
    padding: 0 0 5px 0;
}

.choose-avassa-card__content h3 {
    font-size: 1.12rem;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 12px;
}

.choose-checklist {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.choose-checklist li {
    font-size: 0.76rem;
    font-weight: 600;
    color: #4b5563;
    display: flex;
    align-items: flex-start;
    gap: 8px;
    line-height: 1.35;
}

.choose-checklist li i {
    color: #2563eb;
    font-size: 0.88rem;
    margin-top: 1px;
    flex-shrink: 0;
}

.choose-avassa-card__illustration {
    margin-top: auto;
    width: 100%;
    display: flex;
    justify-content: center;
    align-items: flex-end;
    overflow: hidden;
    padding-top: 5px;
}

.choose-avassa-card__illustration img {
    max-height: 75px;
    width: auto;
    object-fit: contain;
    transition: var(--transition);
}

.loan-card-mock:hover .choose-avassa-card__illustration img {
    transform: translateY(-2px) scale(1.02);
}

/* Bottom CTA outline button */
.btn-outline-loan {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 24px;
    border-radius: var(--radius-full);
    font-family: var(--font-heading);
    font-weight: 700;
    font-size: 0.85rem;
    border: 2px solid var(--primary);
    color: var(--primary);
    background: transparent;
    cursor: pointer;
    transition: var(--transition);
}

.btn-outline-loan:hover {
    background: var(--primary);
    color: #ffffff;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(27, 20, 100, 0.15);
}

.btn-outline-loan i {
    font-size: 0.75rem;
    transition: var(--transition);
}

.btn-outline-loan:hover i {
    transform: translateX(3px);
}

/* ============== Loan Services Responsive overrides ============== */
@media (max-width: 1024px) {
    .loans-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 24px;
    }
}

@media (max-width: 768px) {
    .loans-grid {
        grid-template-columns: 1fr;
        gap: 24px;
    }
    .popular-badge {
        font-size: 0.65rem;
        padding: 5px 12px;
    }
    .choose-avassa-card__illustration img {
        max-height: 120px;
    }
}

/* ============== Section 3: Why Choose Avassa Redesign ============== */
#why-choose {
    background-color: #ffffff !important;
    background-image: radial-gradient(rgba(27, 20, 100, 0.035) 1.5px, transparent 1.5px) !important;
    background-size: 24px 24px !important;
    position: relative;
}

.why-choose-top-grid {
    display: grid;
    grid-template-columns: 1fr 1.3fr;
    gap: 60px;
    align-items: center;
}

.why-choose-left {
    display: flex;
    flex-direction: column;
}

.why-choose-label {
    display: inline-block;
    font-size: 0.82rem;
    font-weight: 800;
    color: #ea580c; /* Accent orange */
    text-transform: uppercase;
    letter-spacing: 2px;
    margin-bottom: 12px;
    position: relative;
}

.why-choose-label::before,
.why-choose-label::after {
    content: '—';
    font-weight: 800;
    color: #ea580c;
    margin: 0 8px;
}

.why-choose-heading {
    font-size: 2.7rem;
    font-weight: 900;
    color: var(--primary);
    line-height: 1.2;
    margin: 0;
    letter-spacing: -0.5px;
}

.text-gradient-orange {
    color: #ea580c;
}

.why-choose-underline {
    width: 60px;
    height: 4px;
    background: var(--primary);
    border-radius: 2px;
    margin: 16px 0 20px;
}

.why-choose-desc {
    font-size: 0.95rem;
    color: var(--text-secondary);
    line-height: 1.65;
    margin: 0;
    max-width: 480px;
}

/* 3D Visual with Interactive Pointer Cards */
.why-choose-visual-wrap {
    display: flex;
    align-items: center;
    justify-content: space-between;
    position: relative;
    width: 100%;
    min-height: 320px;
}

.visual-pointers-left,
.visual-pointers-right {
    display: flex;
    flex-direction: column;
    gap: 20px;
    z-index: 5;
    width: 210px;
}

.visual-pointers-left {
    align-items: flex-end;
}

.visual-pointers-right {
    align-items: flex-start;
}

.visual-pointer-card {
    background: #ffffff;
    border-radius: 12px;
    padding: 12px 16px;
    display: flex;
    align-items: center;
    gap: 12px;
    box-shadow: 0 6px 20px rgba(27, 20, 100, 0.04);
    border: 1px solid rgba(27, 20, 100, 0.05);
    width: 100%;
    transition: var(--transition);
}

.visual-pointer-card:hover {
    transform: translateY(-3px) scale(1.02);
    box-shadow: 0 12px 28px rgba(27, 20, 100, 0.09);
    border-color: rgba(37, 99, 235, 0.25);
}

.pointer-card-icon {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: #eff6ff;
    color: #2563eb;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.95rem;
    flex-shrink: 0;
    border: 1px solid rgba(37, 99, 235, 0.05);
}

.pointer-card-text {
    display: flex;
    flex-direction: column;
    line-height: 1.35;
    text-align: left;
}

.pointer-card-text strong {
    font-size: 0.76rem;
    font-weight: 800;
    color: var(--primary);
}

.pointer-card-text span {
    font-size: 0.7rem;
    color: var(--text-muted);
    font-weight: 500;
}

/* Center Image & Connecting Dotted SVG lines */
.visual-center-podium {
    position: relative;
    width: 290px;
    height: 290px;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* Dynamic glow spotlight behind logo */
.visual-center-podium::before {
    content: '';
    position: absolute;
    width: 180px;
    height: 180px;
    background: radial-gradient(circle, rgba(37, 99, 235, 0.16) 0%, rgba(234, 88, 12, 0.06) 60%, transparent 100%);
    filter: blur(35px);
    z-index: 1;
    pointer-events: none;
}

.visual-center-podium img {
    max-width: 105%;
    height: auto;
    object-fit: contain;
    z-index: 2;
    filter: drop-shadow(0 15px 30px rgba(27, 20, 100, 0.08));
}

.visual-svg-lines {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 440px;
    height: 300px;
    pointer-events: none;
    z-index: 1;
}

/* 6-Card Horizontal Feature Grid */
.why-choose-features-grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 14px;
}

.why-choose-feature-card {
    background: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);
    border-radius: 16px;
    padding: 24px 14px;
    border: 1px solid rgba(27, 20, 100, 0.04);
    border-top: 3px solid rgba(27, 20, 100, 0.08); /* Premium top borders */
    box-shadow: 0 4px 15px rgba(27, 20, 100, 0.01);
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    position: relative;
    overflow: hidden;
    transition: var(--transition);
}

.why-choose-feature-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 14px 30px rgba(27, 20, 100, 0.08);
    border-color: rgba(37, 99, 235, 0.1);
    border-top-color: #ea580c; /* Highlighting orange on hover */
}

.feature-card-icon-wrap {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: #eff6ff;
    color: #2563eb;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.15rem;
    margin-bottom: 14px;
    border: 1px solid rgba(37, 99, 235, 0.06);
    transition: var(--transition);
}

.why-choose-feature-card:hover .feature-card-icon-wrap {
    background: #2563eb;
    color: #ffffff;
    transform: scale(1.05);
}

.why-choose-feature-card h3 {
    font-size: 0.88rem;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 6px;
}

.why-choose-feature-card p {
    font-size: 0.72rem;
    color: var(--text-secondary);
    line-height: 1.45;
    margin: 0;
}

/* Premium Bottom Stats Strip */
.why-choose-counter-strip {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    background: linear-gradient(135deg, #1b1464 0%, #0a062f 100%);
    border-radius: 16px;
    padding: 24px 20px;
    color: #ffffff;
    box-shadow: 0 8px 30px rgba(27, 20, 100, 0.12);
    position: relative;
    overflow: hidden;
}

/* Subtle background wave pattern */
.why-choose-counter-strip::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: radial-gradient(circle at 20% 30%, rgba(37, 99, 235, 0.08) 0%, transparent 40%),
                      radial-gradient(circle at 80% 70%, rgba(234, 88, 12, 0.06) 0%, transparent 40%);
    pointer-events: none;
}

.counter-strip-item {
    display: flex;
    align-items: center;
    gap: 14px;
    justify-content: center;
    position: relative;
    z-index: 2;
}

.counter-strip-item:not(:last-child)::after {
    content: '';
    position: absolute;
    right: 0;
    top: 15%;
    width: 1px;
    height: 70%;
    background: rgba(255, 255, 255, 0.12);
}

.counter-item-icon {
    font-size: 1.35rem;
    color: #38bdf8;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.counter-item-info {
    display: flex;
    flex-direction: column;
    text-align: left;
}

.counter-item-info h3 {
    font-size: 1.35rem;
    font-weight: 900;
    color: #ffffff;
    margin: 0;
    line-height: 1.1;
}

.counter-item-info p {
    font-size: 0.7rem;
    color: rgba(255, 255, 255, 0.72);
    font-weight: 600;
    margin: 2px 0 0 0;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

/* ============== Why Choose Responsive overrides ============== */
@media (max-width: 1200px) {
    .why-choose-top-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    .why-choose-left {
        align-items: center;
        text-align: center;
    }
    .why-choose-underline {
        margin: 16px auto 20px;
    }
    .why-choose-desc {
        max-width: 600px;
    }
    .why-choose-visual-wrap {
        justify-content: center;
        gap: 40px;
    }
    .why-choose-features-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 16px;
    }
}

@media (max-width: 992px) {
    .why-choose-counter-strip {
        grid-template-columns: repeat(3, 1fr);
        gap: 24px;
        padding: 30px;
    }
    .counter-strip-item:not(:last-child)::after {
        display: none;
    }
}

@media (max-width: 768px) {
    .why-choose-visual-wrap {
        flex-direction: column;
        gap: 24px;
        min-height: auto;
    }
    .visual-pointers-left,
    .visual-pointers-right {
        width: 100%;
        max-width: 320px;
        align-items: center;
    }
    .visual-pointer-card {
        width: 100%;
    }
    .visual-svg-lines {
        display: none;
    }
    .why-choose-features-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 16px;
    }
    .why-choose-counter-strip {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
}

@media (max-width: 576px) {
    .why-choose-heading {
        font-size: 1.85rem;
    }
    .why-choose-features-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }
    .why-choose-counter-strip {
        grid-template-columns: 1fr;
        gap: 16px;
        padding: 24px 16px;
    }
}

/* ============== Custom Container to match Hero Section Alignments ============== */
.container-fluid-custom {
    width: 92%;
    max-width: 1600px;
    margin: 0 auto;
    padding: 0;
    position: relative;
}

@media (max-width: 1024px) {
    .container-fluid-custom {
        padding: 0 40px;
        width: 100%;
    }
}

@media (max-width: 768px) {
    .container-fluid-custom {
        padding: 0 20px;
        width: 100%;
    }
}

/* ============== Section 4: Premium Scrollable Loan Services REDESIGN ============== */
.loans-slider-container {
    display: flex;
    gap: 24px;
    overflow-x: auto;
    padding: 24px 4px 15px; /* Compact padding since scrollbar is removed */
    scroll-behavior: auto; /* Required for seamless loop reset without backward animations! */
    scrollbar-width: none; /* Hide Firefox scrollbar */
    -ms-overflow-style: none; /* Hide IE/Edge scrollbar */
}

.loans-slider-container::-webkit-scrollbar {
    display: none; /* Hide Chrome/Safari scrollbar completely */
    height: 0;
    width: 0;
}

.new-loan-card {
    flex: 0 0 330px; /* Precise card width as per mockup */
    background: #ffffff;
    border-radius: 20px;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    border: 1px solid rgba(27, 20, 100, 0.05);
    box-shadow: 0 4px 20px rgba(27, 20, 100, 0.015);
    transition: var(--transition);
    position: relative;
}

.new-loan-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 15px 35px rgba(27, 20, 100, 0.08);
    border-color: rgba(27, 20, 100, 0.08);
}

.new-loan-card--popular {
    border: 2px solid #ea580c;
}

.new-popular-badge {
    position: absolute;
    top: 12px;
    right: 12px;
    background: #ea580c;
    color: #ffffff;
    font-size: 0.65rem;
    font-weight: 800;
    letter-spacing: 0.5px;
    padding: 4px 10px;
    border-radius: var(--radius-full);
    z-index: 10;
    display: flex;
    align-items: center;
    gap: 4px;
    box-shadow: 0 2px 6px rgba(234, 88, 12, 0.2);
}

.new-card-header-bg {
    height: 100px;
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
}

.new-card-icon-wrap {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    box-shadow: 0 4px 12px rgba(27, 20, 100, 0.04);
    z-index: 2;
    border: 1px solid rgba(27, 20, 100, 0.03);
}

.new-card-body {
    padding: 24px;
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}

.new-card-body h3 {
    font-size: 1.2rem;
    font-weight: 800;
    color: var(--primary);
    margin: 0 0 10px 0;
    text-align: left;
}

.new-card-desc {
    font-size: 0.82rem;
    color: var(--text-secondary);
    line-height: 1.5;
    margin-bottom: 18px;
    text-align: left;
    flex-grow: 1;
}

.new-loan-details {
    display: flex;
    flex-direction: column;
    gap: 10px;
    padding: 14px 0;
    border-top: 1px dashed rgba(27, 20, 100, 0.1);
    border-bottom: 1px dashed rgba(27, 20, 100, 0.1);
    margin-bottom: 20px;
}

.new-detail-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.new-detail-label {
    font-size: 0.78rem;
    color: var(--text-muted);
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 8px;
}

.new-detail-label i {
    font-size: 0.8rem;
    width: 14px;
    text-align: center;
}

.new-detail-value {
    font-size: 0.88rem;
    font-weight: 800;
    color: var(--text-primary);
}

.new-standard-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 800;
    font-size: 0.88rem;
    transition: var(--transition);
    cursor: pointer;
    align-self: flex-start;
    text-decoration: none;
}

.new-standard-link:hover {
    transform: translateX(4px);
    opacity: 0.9;
}

.new-popular-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 10px;
    color: #ffffff !important;
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 0.88rem;
    border-radius: 10px;
    transition: var(--transition);
    text-align: center;
    border: none;
    text-decoration: none;
    box-shadow: 0 4px 12px rgba(234, 88, 12, 0.15);
}

.new-popular-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(234, 88, 12, 0.25);
    filter: brightness(1.05);
}

/* Why Choose Avassa checklist styling */
.new-choose-checklist {
    list-style: none;
    padding: 0;
    margin: 0 0 18px 0;
    display: flex;
    flex-direction: column;
    gap: 8px;
    text-align: left;
    flex-grow: 1;
}

.new-choose-checklist li {
    font-size: 0.78rem;
    font-weight: 600;
    color: #4b5563;
    display: flex;
    align-items: flex-start;
    gap: 8px;
    line-height: 1.4;
}

.new-choose-checklist li i {
    color: #ea580c;
    font-size: 0.85rem;
    margin-top: 1px;
    flex-shrink: 0;
}

/* Beautiful White Stats counter bar */
.new-counter-strip {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 20px;
    background: #ffffff;
    border-radius: 16px;
    padding: 24px 30px;
    border: 1px solid rgba(27, 20, 100, 0.05);
    box-shadow: 0 8px 30px rgba(27, 20, 100, 0.025);
    align-items: center;
    position: relative;
    z-index: 5;
}

.new-counter-item {
    display: flex;
    align-items: center;
    gap: 14px;
    justify-content: center;
    position: relative;
}

.new-counter-item:not(:last-child)::after {
    content: '';
    position: absolute;
    right: -10px;
    top: 15%;
    width: 1px;
    height: 70%;
    background: rgba(27, 20, 100, 0.08);
}

.new-counter-icon {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: #eff6ff;
    color: #2563eb;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.15rem;
    flex-shrink: 0;
    border: 1px solid rgba(37, 99, 235, 0.06);
}

.new-counter-info {
    display: flex;
    flex-direction: column;
    text-align: left;
}

.new-counter-info h3 {
    font-size: 1.35rem;
    font-weight: 900;
    color: var(--primary);
    margin: 0;
    line-height: 1.1;
}

.new-counter-info p {
    font-size: 0.72rem;
    color: var(--text-muted);
    font-weight: 600;
    margin: 2px 0 0 0;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

/* Center Bottom All Services Navy pill button */
.new-btn-all-services {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 12px 32px;
    background: #2563eb;
    color: #ffffff !important;
    border-radius: var(--radius-full);
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 0.92rem;
    text-decoration: none;
    box-shadow: 0 4px 15px rgba(37, 99, 235, 0.2);
    transition: var(--transition);
    border: none;
    cursor: pointer;
}

.new-btn-all-services:hover {
    background: #1d4ed8;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(37, 99, 235, 0.3);
}

/* Responsive adjustments for counter strip */
@media (max-width: 992px) {
    .new-counter-strip {
        grid-template-columns: repeat(3, 1fr);
        gap: 24px;
        padding: 30px;
    }
    .new-counter-item:not(:last-child)::after {
        display: none;
    }
}

@media (max-width: 768px) {
    .new-counter-strip {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
}

@media (max-width: 576px) {
    .new-counter-strip {
        grid-template-columns: 1fr;
        gap: 16px;
        padding: 24px 16px;
    }
}

/* ============== Section 5: Premium Scrollable Insurance Services REDESIGN ============== */
.ins-slider-container {
    display: flex;
    gap: 24px;
    overflow-x: auto;
    padding: 24px 4px 15px; /* Compact padding since scrollbar is removed */
    scroll-behavior: auto; /* Required for seamless loop reset without backward animations! */
    scrollbar-width: none; /* Hide Firefox scrollbar */
    -ms-overflow-style: none; /* Hide IE/Edge scrollbar */
}

.ins-slider-container::-webkit-scrollbar {
    display: none; /* Hide Chrome/Safari scrollbar completely */
    height: 0;
    width: 0;
}

.new-ins-card {
    flex: 0 0 330px; /* Precise card width matching Loans precisely */
    background: #ffffff;
    border-radius: 20px;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    border: 1px solid rgba(27, 20, 100, 0.05);
    box-shadow: 0 4px 20px rgba(27, 20, 100, 0.015);
    transition: var(--transition);
    position: relative;
}

.new-ins-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 15px 35px rgba(27, 20, 100, 0.08);
    border-color: rgba(27, 20, 100, 0.08);
}

.new-ins-card-header-bg {
    height: 100px;
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
}

.new-ins-card-icon-wrap {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    box-shadow: 0 4px 12px rgba(27, 20, 100, 0.04);
    z-index: 2;
    border: 1px solid rgba(27, 20, 100, 0.03);
}

.new-ins-card-body {
    padding: 24px;
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}

.new-ins-card-body h3 {
    font-size: 1.2rem;
    font-weight: 800;
    color: var(--primary);
    margin: 0 0 10px 0;
    text-align: left;
}

.new-ins-card-desc {
    font-size: 0.82rem;
    color: var(--text-secondary);
    line-height: 1.5;
    margin-bottom: 18px;
    text-align: left;
    flex-grow: 1;
}

.new-ins-tags {
    display: flex;
    flex-direction: column;
    gap: 10px;
    padding: 14px 0;
    border-top: 1px dashed rgba(27, 20, 100, 0.1);
    border-bottom: 1px dashed rgba(27, 20, 100, 0.1);
    margin-bottom: 20px;
}

.ins-tag-item {
    font-size: 0.78rem;
    color: var(--text-muted);
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 10px;
    text-align: left;
}

.ins-tag-item i {
    font-size: 0.8rem;
    width: 14px;
    text-align: center;
}

/* Beautiful White Stats counter bar for Insurance */
.new-ins-counter-strip {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 20px;
    background: #ffffff;
    border-radius: 16px;
    padding: 24px 30px;
    border: 1px solid rgba(27, 20, 100, 0.05);
    box-shadow: 0 8px 30px rgba(27, 20, 100, 0.025);
    align-items: center;
    position: relative;
    z-index: 5;
}

.new-ins-counter-item {
    display: flex;
    align-items: center;
    gap: 14px;
    justify-content: center;
    position: relative;
}

.new-ins-counter-item:not(:last-child)::after {
    content: '';
    position: absolute;
    right: -10px;
    top: 15%;
    width: 1px;
    height: 70%;
    background: rgba(27, 20, 100, 0.08);
}

.new-ins-counter-icon {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: #eff6ff;
    color: #2563eb;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.15rem;
    flex-shrink: 0;
    border: 1px solid rgba(37, 99, 235, 0.06);
}

.new-ins-counter-info {
    display: flex;
    flex-direction: column;
    text-align: left;
}

.new-ins-counter-info h3 {
    font-size: 0.95rem;
    font-weight: 900;
    color: var(--primary);
    margin: 0;
    line-height: 1.1;
}

.new-ins-counter-info p {
    font-size: 0.72rem;
    color: var(--text-muted);
    font-weight: 600;
    margin: 2px 0 0 0;
}

/* Beautiful Solid Bottom Accent Banner for Cards */
.new-ins-bottom-banner {
    padding: 12px 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    color: #ffffff;
    font-size: 0.82rem;
    font-weight: 600;
}

.new-ins-bottom-banner strong {
    font-size: 0.92rem;
    font-weight: 800;
}

.new-ins-banner-arrow {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
    transition: var(--transition);
}

.new-ins-card:hover .new-ins-banner-arrow {
    transform: translateX(4px);
}

/* Center Bottom All Insurance Navy pill button */
.new-btn-all-insurance {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 12px 32px;
    background: #2563eb;
    color: #ffffff !important;
    border-radius: var(--radius-full);
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 0.92rem;
    text-decoration: none;
    box-shadow: 0 4px 15px rgba(37, 99, 235, 0.2);
    transition: var(--transition);
    border: none;
    cursor: pointer;
}

.new-btn-all-insurance:hover {
    background: #1d4ed8;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(37, 99, 235, 0.3);
}

/* Responsive adjustments for counter strip */
@media (max-width: 992px) {
    .new-ins-counter-strip {
        grid-template-columns: repeat(3, 1fr);
        gap: 24px;
        padding: 30px;
    }
    .new-ins-counter-item:not(:last-child)::after {
        display: none;
    }
}

@media (max-width: 768px) {
    .new-ins-counter-strip {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
}

@media (max-width: 576px) {
    .new-ins-counter-strip {
        grid-template-columns: 1fr;
        gap: 16px;
        padding: 24px 16px;
    }
}

/* ============== Section 7: Simple 4-Step Process REDESIGN ============== */
.process-grid-new {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    position: relative;
    margin-top: 50px;
    margin-bottom: 50px;
}

.process-grid-new::before {
    content: '';
    position: absolute;
    top: 60px; /* circle center height */
    left: 12.5%;
    right: 12.5%;
    height: 2px;
    border-top: 2px dotted rgba(27, 20, 100, 0.15);
    z-index: 1;
}

.new-step-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    position: relative;
    z-index: 2;
}

.new-step-circle-wrap {
    position: relative;
    margin-bottom: 24px;
}

.new-step-number {
    position: absolute;
    top: -2px;
    left: -2px;
    width: 32px;
    height: 32px;
    border-radius: 50%;
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.85rem;
    font-weight: 800;
    z-index: 5;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.12);
}

.new-step-circle-outer {
    width: 120px;
    height: 120px;
    border-radius: 50%;
    border: 2px solid rgba(27, 20, 100, 0.05);
    display: flex;
    align-items: center;
    justify-content: center;
    background: #ffffff;
    position: relative;
    z-index: 2;
    transition: var(--transition);
}

.new-step-card:hover .new-step-circle-outer {
    transform: translateY(-4px);
    box-shadow: 0 10px 25px rgba(27, 20, 100, 0.06);
}

.new-step-circle-inner {
    width: 94px;
    height: 94px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2.2rem;
    background: #ffffff;
    border: 1px solid rgba(27, 20, 100, 0.02);
    transition: var(--transition);
}

.new-step-title {
    font-size: 1.15rem;
    font-weight: 800;
    color: var(--primary);
    margin-top: 10px;
    margin-bottom: 10px;
}

.new-step-desc {
    font-size: 0.82rem;
    color: var(--text-secondary);
    line-height: 1.6;
    max-width: 250px;
    margin: 0;
}

/* Beautiful Pristine White Stats Strip for Process */
.new-process-strip {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    background: #ffffff;
    border-radius: 16px;
    padding: 24px 30px;
    border: 1px solid rgba(27, 20, 100, 0.05);
    box-shadow: 0 8px 30px rgba(27, 20, 100, 0.025);
    align-items: center;
    position: relative;
    z-index: 5;
    margin-top: 45px;
    margin-bottom: 40px;
}

.new-process-strip-item {
    display: flex;
    align-items: center;
    gap: 14px;
    justify-content: center;
    position: relative;
}

.new-process-strip-item:not(:last-child)::after {
    content: '';
    position: absolute;
    right: -10px;
    top: 15%;
    width: 1px;
    height: 70%;
    background: rgba(27, 20, 100, 0.08);
}

.new-process-strip-icon {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.15rem;
    flex-shrink: 0;
}

.new-process-strip-info {
    display: flex;
    flex-direction: column;
    text-align: left;
}

.new-process-strip-info h3 {
    font-size: 0.95rem;
    font-weight: 900;
    color: var(--primary);
    margin: 0;
    line-height: 1.1;
}

.new-process-strip-info p {
    font-size: 0.72rem;
    color: var(--text-muted);
    font-weight: 600;
    margin: 2px 0 0 0;
}

/* Center Bottom Process Apply Pill Button */
.new-btn-process-apply {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 14px 36px;
    background: #ff5500; /* Vibrant Orange */
    color: #ffffff !important;
    border-radius: var(--radius-full);
    font-family: var(--font-heading);
    font-weight: 800;
    font-size: 0.92rem;
    text-decoration: none;
    box-shadow: 0 4px 15px rgba(255, 85, 0, 0.2);
    transition: var(--transition);
    border: none;
    cursor: pointer;
}

.new-btn-process-apply:hover {
    background: #ea580c;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(255, 85, 0, 0.3);
}

/* Responsive adjustments for Process */
@media (max-width: 992px) {
    .process-grid-new {
        grid-template-columns: repeat(2, 1fr);
        gap: 40px;
    }
    .process-grid-new::before {
        display: none;
    }
}

@media (max-width: 768px) {
    .new-process-strip {
        grid-template-columns: 1fr;
        gap: 20px;
        padding: 24px;
    }
    .new-process-strip-item:not(:last-child)::after {
        display: none;
    }
}

@media (max-width: 576px) {
    .process-grid-new {
        grid-template-columns: 1fr;
        gap: 30px;
    }
}

/* ============== Section 8: Achievements REDESIGN ============== */
.achievements-grid-new {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 45px;
    margin-bottom: 45px;
}

.new-ach-card {
    background: #ffffff;
    border-radius: 16px;
    padding: 24px;
    display: flex;
    gap: 20px;
    align-items: flex-start;
    border: 1px solid rgba(27, 20, 100, 0.04);
    box-shadow: 0 4px 20px rgba(27, 20, 100, 0.015);
    position: relative;
    overflow: hidden;
    transition: var(--transition);
    z-index: 1;
}

.new-ach-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 12px 30px rgba(27, 20, 100, 0.06);
    border-color: rgba(27, 20, 100, 0.06);
}

.new-ach-watermark {
    position: absolute;
    bottom: -15px;
    right: -15px;
    font-size: 7rem;
    color: var(--primary);
    opacity: 0.03;
    transform: rotate(-10deg);
    z-index: 0;
    pointer-events: none;
}

.new-ach-icon-wrap {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    flex-shrink: 0;
    z-index: 2;
}

.new-ach-info {
    display: flex;
    flex-direction: column;
    text-align: left;
    z-index: 2;
}

.new-ach-info h2 {
    font-size: 2.2rem;
    font-weight: 900;
    margin: 0 0 4px 0;
    line-height: 1.1;
}

.new-ach-info h3 {
    font-size: 1rem;
    font-weight: 800;
    color: var(--primary);
    margin: 0;
}

.new-ach-divider {
    width: 24px;
    height: 3px;
    border-radius: 2px;
    margin: 8px 0 10px 0;
}

.new-ach-info p {
    font-size: 0.78rem;
    color: var(--text-secondary);
    line-height: 1.5;
    margin: 0;
    max-width: 220px;
}

/* Beautiful Pristine White Stats Strip for Achievements Trust */
.new-ach-trust-strip {
    display: flex;
    align-items: center;
    background: #ffffff;
    border-radius: 16px;
    padding: 24px 30px;
    border: 1px solid rgba(27, 20, 100, 0.05);
    box-shadow: 0 8px 30px rgba(27, 20, 100, 0.025);
    margin-top: 45px;
    gap: 30px;
}

.new-ach-trust-left {
    display: flex;
    align-items: center;
    gap: 20px;
    flex: 1;
}

.new-ach-trust-shield-icon {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: #1b1464;
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.6rem;
    box-shadow: 0 10px 20px rgba(27, 20, 100, 0.15);
    flex-shrink: 0;
}

.new-ach-trust-text {
    text-align: left;
}

.new-ach-trust-text h4 {
    font-size: 0.98rem;
    font-weight: 900;
    color: var(--primary);
    margin: 0 0 4px 0;
}

.new-ach-trust-text p {
    font-size: 0.76rem;
    color: var(--text-muted);
    line-height: 1.4;
    margin: 0;
    max-width: 320px;
}

.new-ach-trust-sep {
    width: 1px;
    background: rgba(27, 20, 100, 0.1);
    height: 50px;
    flex-shrink: 0;
}

.new-ach-trust-right {
    display: flex;
    align-items: center;
    gap: 24px;
    flex-shrink: 0;
}

.new-ach-trust-badge {
    display: flex;
    align-items: center;
    gap: 12px;
}

.new-ach-trust-badge-icon {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    flex-shrink: 0;
}

.new-ach-trust-badge-text {
    font-size: 0.76rem;
    color: var(--text-muted);
    font-weight: 500;
    text-align: left;
    white-space: nowrap;
    line-height: 1.3;
}

.new-ach-trust-badge-text strong {
    display: block;
    font-weight: 800;
}

/* Responsive adjustments for Achievements */
@media (max-width: 1200px) {
    .new-ach-trust-strip {
        flex-direction: column;
        gap: 24px;
        padding: 30px;
    }
    .new-ach-trust-sep {
        display: none;
    }
    .new-ach-trust-left {
        width: 100%;
        justify-content: center;
    }
    .new-ach-trust-right {
        width: 100%;
        justify-content: center;
        flex-wrap: wrap;
        gap: 20px;
    }
}

@media (max-width: 992px) {
    .achievements-grid-new {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .new-ach-trust-left {
        flex-direction: column;
        text-align: center;
    }
    .new-ach-trust-text {
        text-align: center;
    }
    .new-ach-trust-text p {
        max-width: 100%;
    }
}

@media (max-width: 576px) {
    .achievements-grid-new {
        grid-template-columns: 1fr;
    }
}

/* ============== Section 9: Team Slider REDESIGN ============== */
.team-slider-outer-wrap {
    position: relative;
    padding: 0 40px; /* Leave space for absolute navigation buttons on sides */
}

.team-slider-container {
    display: flex;
    gap: 24px;
    overflow-x: auto;
    padding: 24px 4px 15px;
    scroll-behavior: smooth;
    scrollbar-width: none;
    -ms-overflow-style: none;
}

.team-slider-container::-webkit-scrollbar {
    display: none;
    height: 0;
    width: 0;
}

.new-team-card {
    flex: 0 0 330px;
    background: #ffffff;
    border-radius: 20px;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    border: 1px solid rgba(27, 20, 100, 0.05);
    box-shadow: 0 4px 20px rgba(27, 20, 100, 0.015);
    transition: var(--transition);
    position: relative;
}

.new-team-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 15px 35px rgba(27, 20, 100, 0.08);
    border-color: rgba(27, 20, 100, 0.08);
}

.new-team-photo-wrap {
    height: 280px;
    width: 100%;
    position: relative;
    overflow: hidden;
}

.new-team-photo-wrap img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition);
}

.new-team-card:hover .new-team-photo-wrap img {
    transform: scale(1.05);
}

.new-team-photo-placeholder {
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 5rem;
    font-weight: 900;
    color: var(--primary);
}

.new-team-exp-badge {
    position: absolute;
    top: 15px;
    right: 15px;
    padding: 8px 12px;
    border-radius: 12px;
    color: #ffffff;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
    z-index: 5;
    text-align: center;
    line-height: 1.1;
}

.new-team-exp-badge strong {
    font-size: 0.98rem;
    font-weight: 900;
}

.new-team-exp-badge span {
    font-size: 0.58rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-top: 1px;
}

.new-team-details-wrap {
    padding: 24px;
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}

.new-team-name {
    font-size: 1.25rem;
    font-weight: 800;
    color: var(--primary);
    margin: 0 0 4px 0;
    text-align: left;
}

.new-team-designation {
    font-size: 0.85rem;
    font-weight: 800;
    margin: 0;
    text-align: left;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.new-team-divider {
    width: 28px;
    height: 3px;
    border-radius: 2px;
    margin: 8px 0 12px 0;
}

.new-team-bio {
    font-size: 0.8rem;
    color: var(--text-secondary);
    line-height: 1.5;
    margin-bottom: 18px;
    text-align: left;
    flex-grow: 1;
}

.new-team-expertise-strip {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 10px 14px;
    background: #f8fafc;
    border-radius: 12px;
    border: 1px solid rgba(27, 20, 100, 0.03);
    margin-bottom: 20px;
    text-align: left;
}

.new-team-expertise-icon {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.95rem;
    flex-shrink: 0;
}

.new-team-expertise-text {
    font-size: 0.74rem;
    color: var(--text-secondary);
    line-height: 1.3;
}

.new-team-expertise-text strong {
    color: var(--primary);
    font-weight: 800;
}

.new-team-social-strip {
    display: flex;
    gap: 12px;
    justify-content: flex-start;
}

.new-team-social-icon {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    border: 1px solid rgba(27, 20, 100, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--text-muted);
    font-size: 0.9rem;
    transition: var(--transition);
    text-decoration: none !important;
}

.new-team-social-icon:hover {
    border-color: var(--primary);
    color: var(--primary);
    background: rgba(27, 20, 100, 0.03);
    transform: translateY(-2px);
}

/* Absolute navigation arrow buttons on the sides of the slider */
.new-team-arrow-btn {
    position: absolute;
    top: 48%;
    transform: translateY(-50%);
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: #ffffff;
    border: 1px solid rgba(27, 20, 100, 0.08);
    box-shadow: 0 4px 15px rgba(27, 20, 100, 0.06);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.92rem;
    color: var(--primary);
    cursor: pointer;
    transition: var(--transition);
    z-index: 10;
}

.new-team-arrow-btn:hover {
    background: var(--primary);
    color: #ffffff;
    box-shadow: 0 6px 20px rgba(27, 20, 100, 0.15);
    border-color: var(--primary);
}

.new-team-arrow-btn--left {
    left: -10px;
}

.new-team-arrow-btn--right {
    right: -10px;
}

/* Beautiful White Stats strip below team scroller */
.new-team-stats-strip {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 16px;
    background: #ffffff;
    border-radius: 16px;
    padding: 24px;
    border: 1px solid rgba(27, 20, 100, 0.05);
    box-shadow: 0 8px 30px rgba(27, 20, 100, 0.025);
    align-items: center;
    position: relative;
    z-index: 5;
    margin-top: 45px;
}

.new-team-stats-item {
    display: flex;
    align-items: center;
    gap: 12px;
    justify-content: center;
    position: relative;
}

.new-team-stats-item:not(:last-child)::after {
    content: '';
    position: absolute;
    right: -8px;
    top: 15%;
    width: 1px;
    height: 70%;
    background: rgba(27, 20, 100, 0.08);
}

.new-team-stats-icon {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.15rem;
    flex-shrink: 0;
}

.new-team-stats-info {
    display: flex;
    flex-direction: column;
    text-align: left;
}

.new-team-stats-info h3 {
    font-size: 0.95rem;
    font-weight: 900;
    color: var(--primary);
    margin: 0;
    line-height: 1.1;
}

.new-team-stats-info p {
    font-size: 0.72rem;
    color: var(--text-muted);
    font-weight: 600;
    margin: 2px 0 0 0;
}

/* Responsive adjustments for team stats strip */
@media (max-width: 1200px) {
    .new-team-stats-strip {
        grid-template-columns: repeat(3, 1fr);
        gap: 24px;
        padding: 30px;
    }
    .new-team-stats-item:not(:last-child)::after {
        display: none;
    }
}

@media (max-width: 768px) {
    .new-team-stats-strip {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
    .team-slider-outer-wrap {
        padding: 0 10px;
    }
    .new-team-arrow-btn {
        display: none; /* Hide hardware buttons on mobile/tablet, rely on swipe */
    }
}

@media (max-width: 576px) {
    .new-team-stats-strip {
        grid-template-columns: 1fr;
        gap: 16px;
        padding: 24px 16px;
    }
}

/* ============== Section 10: Testimonials REDESIGN ============== */
.testimonials-grid-new {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-top: 45px;
    position: relative;
    z-index: 2;
}

.new-test-card {
    background: #ffffff;
    border-radius: 20px;
    padding: 30px;
    display: flex;
    flex-direction: column;
    border: 1px solid rgba(27, 20, 100, 0.04);
    box-shadow: 0 4px 20px rgba(27, 20, 100, 0.015);
    position: relative;
    transition: var(--transition);
}

.new-test-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 12px 30px rgba(27, 20, 100, 0.06);
    border-color: rgba(27, 20, 100, 0.06);
}

.new-test-quote-bubble {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    margin-bottom: 20px;
    position: relative;
}

.new-test-stars {
    display: flex;
    gap: 4px;
    color: #ea580c; /* Gold/Orange */
    font-size: 1rem;
    margin-bottom: 16px;
    text-align: left;
}

.new-test-text {
    font-size: 0.88rem;
    color: var(--text-secondary);
    line-height: 1.6;
    font-style: italic;
    margin-bottom: 24px;
    text-align: left;
    flex-grow: 1;
}

.new-test-author-wrap {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-top: auto;
}

.new-test-avatar {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    overflow: hidden;
    flex-shrink: 0;
}

.new-test-avatar img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.new-test-author-info {
    text-align: left;
}

.new-test-author-name {
    font-size: 0.95rem;
    font-weight: 800;
    color: var(--primary);
    display: flex;
    align-items: center;
    gap: 6px;
}

.new-test-author-role {
    font-size: 0.74rem;
    color: var(--text-muted);
    margin-top: 2px;
    font-weight: 500;
}

/* Responsive adjustments for Testimonials */
@media (max-width: 992px) {
    .testimonials-grid-new {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 576px) {
    .testimonials-grid-new {
        grid-template-columns: 1fr;
    }
}